What Really Happens After Your Offer Is Accepted? A Step-by-Step Look Inside Escrow

For many homebuyers, the moment an offer is accepted is exciting — but also a little overwhelming. What comes next? That’s where escrow begins. Escrow is the neutral, secure process that protects both the buyer and seller while important steps are completed. It ensures that money, documents, and property transfer only when all agreed-upon conditions are satisfied. Understanding how escrow works can help buyers feel more confident and prepared during this critical part of the transaction.

Once escrow opens, several key items happen at the same time. The buyer deposits their earnest money, the escrow company orders the title report, and timelines begin for inspections, disclosures, and loan approval. During this stage, the escrow officer works closely with lenders, agents, and both parties to gather documents, verify information, and make sure all contractual requirements are completed on schedule. Buyers can expect regular communication and updates so they always know where things stand — eliminating surprises and reducing stress.

As closing approaches, escrow prepares final settlement statements, coordinates signing appointments, and ensures funds are properly transferred. Once everything is verified and recorded with the county, the home officially becomes yours. The escrow process may seem complex at first, but with the right escrow team supporting you, it becomes a smooth, transparent, and secure path to homeownership. United One Escrow is committed to guiding buyers every step of the way so the journey from accepted offer to handing over the keys feels seamless and stress-free.